The Effectiveness of Sharia Insurance Dispute Resolution Mechanisms in Promoting Sustainable Development Goals

Authors

  • Muhammad Hendri Yanova Universitas Islam Kalimantan Muhammad Arsyad Al Banjari Banjarmasin

DOI:

https://doi.org/10.51749/injurlens.v5i1.137

Keywords:

Sharia insurance; dispute settlement; Sharia arbitration; legal harmonization; SDG 16

Abstract

The growth of the sharia insurance industry in Indonesia has given rise to new legal challenges, particularly in the development of dispute resolution mechanisms that are consistent with both sharia principles and national legislation. Alternative Dispute Resolution methods, such as mediation and arbitration, are considered more appropriate than litigation due to the unique nature of contracts and legal relationships in Sharia insurance. This study aims to evaluate the effectiveness of dispute resolution in the practice of sharia insurance in Indonesia and to assess the extent to which the existing legal framework ensures justice, legal certainty, and compliance with Islamic legal principles. This research employs a normative juridical method, using both the statute approach and the conceptual approach, to examine the relevant positive laws and Islamic legal doctrines governing dispute resolution in Sharia-based financial transactions. The findings reveal that strengthening the Alternative Dispute Resolution mechanism in sharia insurance disputes not only enhances access to justice and legal certainty but also directly contributes to the achievement of Sustainable Development Goal 16, which promotes peace, justice, and strong institutions. This study underscores the importance of harmonizing national law and Sharia norms in building a dispute resolution system that is fair, effective, and sustainable

Downloads

Download data is not yet available.

References

Ahyani, H., Solehudin, E., Mutmainah, N., & Adnan, N. I. M. (2024). Integration of productive waqf in Sharia insurance: Enhancing investment and life protection. Review of Islamic Social Finance and Entrepreneurship, 169–183. https://doi.org/10.20885/RISFE.vol3.iss2.art5

Cahyandari, R., Kalfin, Sukono, Purwani, S., Ratnasari, D., Herawati, T., & Mahdi, S. (2023). The Development of Sharia Insurance and Its Future Sustainability in Risk Management: A Systematic Literature Review. Sustainability, 15(10), 8130. https://doi.org/10.3390/su15108130

Hartati, S. Y., Azhim, F., & Alizhar, R. (2024). Sharia Insurance Disputes Through Sharia Arbitration: A Legal Discourse. Journal Equity of Law and Governance, 6(2), 50–60. https://doi.org/https://doi.org/10.55637/elg.6.2.10816

Hartati, S. Y., Windiani, A., & Mardani, M. (2024). The Prospects For Equitable Sharia Insurance Dispute Resolution In An Ideal Arrangement, Basyarnas, Indonesia. Jurnal Dinamika Hukum, 24(1), 88. https://doi.org/10.20884/1.jdh.2024.24.1.4207

Hayati, R. F., & Mujib, A. (2022). Dispute Resolution on Mu??rabah Musytarakah Contract on Sharia Insurance in Indonesia: Between Regulation and Practice. El-Mashlahah, 12(1), 14–36. https://doi.org/10.23971/elma.v12i1.3795

Hidayati, E., & Dr. Mariani, M. (2023). Sharia Insurance Dispute Resolution in Indonesia. Indonesian Journal of Islamic Jurisprudence, Economic and Legal Theory, 1(3), 237–247. https://doi.org/10.62976/ijijel.v1i3.47

Hidayati, N. K., Setyowati, R., & Mulyani, M. (2021). Hybrid Contract in Sharia Insurance Practices in Indonesia. Jurnal Ilmiah Ekonomi Islam, 7(3), 1384–1399. https://doi.org/https://doi.org/10.29040/jiei.v7i3.3293

Khan, A., Hassan, M. K., Paltrinieri, A., Dreassi, A., & Bahoo, S. (2020). A bibliometric review of takaful literature. International Review of Economics & Finance, 69, 389–405. https://doi.org/10.1016/j.iref.2020.05.013

Oktaviany, M., Ashary, A. R. P., & Nordin, N. (2024). Analysis of the Effectiveness of Dispute Resolution Mechanisms: A Case Study of PT. Bank Muamalat Indoneisa and PT. General Takaful Economy. Tasharruf: Journal Economics and Business of Islam, 9(1), 1. https://doi.org/10.30984/tjebi.v9i1.2903

Puneri, A. (2021). Dispute Resolution for Islamic Banks in Indonesia. International Journal of Islamic Economics and Finance (IJIEF), 4(SI). https://doi.org/10.18196/ijief.v4i0.10084

Triana, N. (2019). Alternative Dispute Resolution Model in the AJB Bumiputera Life Insurance Company of Purwokerto in Shari’ah Perspectives. AL-’ADALAH, 15(2), 367. https://doi.org/10.24042/adalah.v15i2.3004

Yanova, M. H., Komarudin, P., & Hadi, H. (2023). Metode Penelitian Hukum: Analisis Problematika Hukum Dengan Metode Penelitian Normatif Dan Empiris. Badamai Law Journal, 8(2), 394–408. https://doi.org/https://dx.doi.org/10.32801/damai.v8i2.17423

Downloads

Published

2025-08-28

How to Cite

Yanova, M. H. . (2025). The Effectiveness of Sharia Insurance Dispute Resolution Mechanisms in Promoting Sustainable Development Goals. International Journal of Law, Environment, and Natural Resources, 5(1), 76–82. https://doi.org/10.51749/injurlens.v5i1.137

Issue

Section

Copyright Notice

Most read articles by the same author(s)